Products & Services - Stonehenge Trust Bank

BANKING PRODUCTS & SERVICES

Banking Products & Services

Stonehenge Trust Bank delivers a full spectrum of banking services crafted to support both personal and business finances. Whether you need everyday account management, access to loans, or opportunities to grow your investments, we provide solutions that are practical, reliable, and designed around your financial aspirations.

Credit & Loans

Transform your financial plans with Stonehenge Trust Bank’s flexible credit and loan solutions. Designed to support personal, business, and investment needs, our loans provide access to funds for growth, opportunity, or emergency use, with clear terms and reliable service.

Qualifying Criteria

All individuals above the age of 18 years
Meet bank’s creditworthiness and documentation requirements

Features of Our Credit & Loan Products

Competitive interest rates tailored to your loan type
Flexible repayment schedules to suit your cash flow
Accessible through digital channels, including mobile app, internet banking, and USSD
Option for collateralized and unsecured loans depending on eligibility
Access to personalized loan advisory and support

Things to Know

Loan approval is subject to assessment of eligibility, income, and credit history
Collateral may be required for certain loan types
Repayments must be made in accordance with agreed schedules
Late repayments may attract penalties or additional fees
Loans are disbursed into your Stonehenge Trust Bank account for ease of access

Benefits for the Customer

Access funds for personal, business, or investment purposes
Flexible repayment terms designed to reduce financial stress
Build credit history and financial credibility
Convenient 24/7 management and repayment via digital channels
Support for long-term financial planning and growth

Requirements

Completed Loan Application Form
EU Identity Card / UK Passport / UK Identity Card
Proof of income or employment (pay slips, employer reference, or tax certificate)
Proof of residential address (utility bill not older than 3 months, tenancy agreement, or third-party confirmation)
Any additional documentation as requested based on loan type and collateral

Business Banking Products

Empower your business with Stonehenge Trust Bank’s corporate banking solutions. From transactional accounts to financing, payroll, and investment services, our offerings are designed to support growth, efficiency, and long-term success for companies of all sizes.

Features

Business checking and savings accounts
Payroll, merchant, and payment processing solutions
Business loans and credit facilities
Investment and treasury management services
Access to digital banking for streamlined operations

Qualifying Criteria

Registered business or corporate entity
Authorized signatories above 18 years
Completion of corporate documentation requirements

Benefits for the Customer

Efficient management of business finances
Flexible financing options to support growth
Secure and convenient digital banking tools
Streamlined payroll and supplier payments
Access to corporate advisory and investment services

Requirements

Completed corporate account or product application
Proof of business registration and ownership
Authorized signatories’ identification (EU ID / UK Passport / UK ID)
Proof of business address
Financial statements or bank references as applicable

Mortgage / Real Estate Financing

Secure your dream home with Stonehenge Trust Bank’s flexible mortgage solutions. Designed to suit different income levels and housing needs, our mortgage products provide affordable financing, reliable terms, and the support you need to own property with confidence.

Features

Flexible repayment periods tailored to your income
Competitive and transparent interest rates
Fixed or variable rate options available
Access to mortgage advisory services
Option to refinance or top-up existing mortgages

Qualifying Criteria

Individuals above 18 years of age
Proof of steady income or employment
Active account with Stonehenge Trust Bank

Things to Know

Loan approval is subject to income assessment, credit history, and property valuation
Mortgages are secured against the property being financed
Borrowers are required to maintain property insurance for the duration of the loan
Early repayment or refinancing may attract a fee
Monthly repayments must be made on time to avoid penalties

Benefits for the Customer

Affordable home financing with manageable repayment terms
Opportunity to build or purchase your dream home
Improve long-term financial security through property ownership
Access to expert advice on property financing
Flexible options to refinance or expand property investments

Requirements

Completed mortgage application form
EU Identity Card / UK Passport / UK Identity Card
Proof of income (pay slips, employer reference, or tax certificate)
Proof of residence (utility bill, tenancy agreement, or official confirmation)
Property documents (valuation, purchase agreement, or land title)

Our Bank Cards

Enjoy secure and convenient payments with Stonehenge Trust Bank’s debit and credit cards. Designed for everyday use, our cards provide flexibility, safety, and seamless access to funds for personal and business needs.

Features

Debit and credit card options available
Contactless payment and global acceptance
Online, ATM, and POS access
Secure digital integration with mobile app
Transaction alerts and fraud protection

Qualifying Criteria

Account holder above 18 years
Active account with Stonehenge Trust Bank

Benefits for the Customer

Convenient access to your funds anytime, anywhere
Enhanced security with chip, PIN, and contactless technology
Track spending with real-time notifications
Global acceptance for online and international payments
Optional rewards and loyalty programs

Requirements

Active Stonehenge Trust Bank account
Completed card application form
EU Identity Card / UK Passport / UK Identity Card
Proof of residence
Recent photograph

Personal Banking Products

Manage your finances with ease through Stonehenge Trust Bank’s comprehensive personal banking solutions. From everyday accounts to savings and investment options, we provide tailored services that help you achieve your financial goals, build wealth, and simplify day-to-day banking.

Features

Access to current, savings, and investment accounts
Digital banking through mobile app, USSD, and internet banking
Personalized financial management tools
SMS alerts, e-statements, and account notifications
Competitive interest rates on savings and investment products

Qualifying Criteria

All individuals above 18 years of age
Meet bank’s documentation and identification requirements

Benefits for the Customer

Easy and secure access to funds 24/7
Opportunity to grow your money through interest-bearing accounts
Receive and send payments locally and internationally
Personalized support for financial planning and goal achievement
Convenient digital channels for account monitoring and transactions

Requirements

Completed account opening form
EU Identity Card / UK Passport / UK Identity Card
One passport-sized photo
Proof of residential address (utility bill, tenancy agreement, employer reference, or tax certificate)
Initial deposit as applicable