Personal Banking

Personal Banking

Our Personal Banking services are designed to provide you with secure, convenient, and flexible financial solutions to manage your money effortlessly. Whether you need a simple savings account, seamless online banking, or financial planning tools, we offer a range of services tailored to meet your everyday banking needs.

Stonehenge Savings Account

If you want to save for yourself or your family’s future, open a Stonehenge Trust Bank Savings Account. Start earning interest on your balance and watch your savings grow. A Savings Account can be opened by any individual, entrepreneur, society, club, trader, business or corporation.

Revolutionize your banking experience with Stonehenge Trust Bank’s Standard Savings Account. It is an account that requires the account holder to make regular deposits for future use.

Here is what you’ll get with your Standard Savings Account

Interest-bearing account
Funds can be accessed with the use of digital channels (Cards, USSD, Mobile App, Internet Banking)
Availability of SMS Alert, e-Alert and e-Statement
Up to 4 withdrawals in a month in-branch. (Extra withdrawals attract a fee)
Access to mobile app services

Qualifying Criteria
All individuals above the age of 18 years

Things to know

Account is opened with an initial deposit and operated with a minimum balance
Accounts always assume a credit balance
Account holders must be present at the branch to eﬀect over-the-counter withdrawals
Account attracts a monthly e-service charge

Benefits for the customer

Money grows over time as interest is paid monthly on account balance
The account balance can serve as collateral for a loan
A stepping stone for a long-term investment
24/7 access to accounts using digital channels
Receive payments and remittances locally and from abroad
Free withdrawals via Stonehenge Trust Bank ATM terminals
Free e-Alert and e-Statement

Requirements

Completed Account Opening Form
EU Identity Card / UK Passport / UK Identity Card
One passport-sized picture
Initial deposit
Proof of residential address e.g. utility bill (not more than 3months old) / employer’s reference (Security Services)/ income tax certificate/ tenancy agreement / third-party confirmation form

Stonehenge Individual Current Account

This transactional account allows the holder to deposit funds and withdraw without restrictions.

Qualifying Criteria
Individuals above the age of 18 years

Here’s what you will get with your Individual Current Account

Interest-bearing account
Funds can be accessed with the use of digital channels (Cards, USSD, Mobile App, Internet Banking)
Availability of SMS Alert, e-Alert and e-Statement
Up to 4 withdrawals in a month in-branch. (Extra withdrawals attract a fee)
Access to mobile app services

Things to know

No COT, but Accounts attract a monthly service charge (of GBP12)
A non-interest-bearing account

Benefits for the customer

Unlimited access to Stonehenge Trust Bank digital platforms and branches nationwide
Access to overdraft (T&C apply)
No COT charge
No minimum balance is required
Cheques can be issued to third parties – facilitating payments

Requirements

Completed Account Opening Form
Proof of identity EU Identity Card / UK Passport / UK Identity Card
One passport-sized picture
Proof of residential address, e.g., utility bill/ employer’s reference (Security Services)/ income tax certificate/ tenancy agreement / third-party confirmation form
Initial deposi

LINK2HOME ACCOUNT

Introducing our exclusive Link2Home account, tailor-made for UK residents abroad and seeking to secure their financial future while staying connected to their roots.

This is an account designed for UK residents abroad and for persons with UK lineage. With seamless international accessibility and versatile currency options, managing your finances across borders has never been easier.

Qualifying Criteria

UK Citizen who are resident abroad
UK Citizen by birth who have acquired citizenship of another country
Persons born to at least a UK parent
A foreigner married to a UK Citizen(applicable to joint accounts)

Here is what you’ll get with your Link2Home Account

Savings account bears interest
Funds can be accessed with the use of digital channels (ATM, USSD-if on roaming, Mobile App and Internet Banking)
Access to debit and prepaid cards on cedi denominated accounts, SMS Alert, e-Alert and e-Statement

Foreign Currency Account (FCA)

Say goodbye to currency conversion hassles and hello to a world of opportunity with our Global Currency Account. Experience the convenience of offshore banking without leaving your shores – because your financial journey knows no borders.

Overview
It is a current account tailored for customers’ international transaction needs, operated in USD, GBP or EUR and funded exclusively from sources outside the country

Qualifying criteria
All individuals over 18 including:
UK Citizens and Expatriates

Here’s what you will get with your FCA

Withdrawals can be made in local currency (GBP) at the prevailing exchange rate or in the currency of the account
Customized cheque book for easier payments

Things to know

Opened in USD, CYN or EUR it is a current account that does not accept cash deposit over the counter
It can only be funded with remittances from abroad or from other foreign currency accounts
Cash withdrawals will attract a specified percentage fee of the face value of the amount

Benefits for the customer